past ten years, many people used to buy credit, so the combination of all of their loans (revolving credit, personal loan, mortgage ...), a single and unique credit. Although the purchase of credit is widely used by Americans, the French have started to use recently finally.
In fact, the French have incomes have stagnated for a decade and they also face our society consumption, needs and have no other choice but to borrow to meet their projects, their dreams or simply to live properly.
The main purpose of the repurchase credit is to reduce greatly the amount of monthly payments, either for increase the purchasing power , is to balance the budget, to cope with the vicissitudes of life (change in family status, job loss, disability, retirement etc. ..).
Lowering ample amount of the monthly payment, the person who created the credit redemption, will be able to benefit greatly from lower interest rates as well. In fact, even if the credit rates are usually quite low and based on the market, it is mostly revolving loans encumbering the budget and their accumulation.
The acquisition of credit can be set up only through intermediaries known as banking intermediaries (BIO). They are specialists, brokers, whose ambition is to find the best bid based on the credit profile of the person, so the borrower. They are the ones who will defend your record redemption credit with banking institutions.
So should we really consolidate her loans? If your budget is largely reduced because of your credit, if you're feeling a bit tight financially each month, if you have a project but you're stuck with your debt ratio, if you face an accident life, if your financial situation has changed and many other cases, then yes you need to call for redemption of credit.
This will be the best solution for reducing your debt ratio and you can finally live properly. Remember that only a professional can offer you a tailored solution.
