You do not own your home? The purchase of credit tenant you. Indeed, it is very difficult or impossible for a single tenant to obtain financing with credit agencies to address an imbalance in your finances. Through the acquisition of credit tenant, you can get more flexible terms and more favorable to moderate your debt problem.
However, since the acquisition of credit tenant claims to be the only option to access funding for non-owners, you need a minimum income of 1000 euros to get there.
The principle of debt consolidation loan tenant is simple and like other forms of debt consolidation, it consists of grouping all your debts into one single loan. This is accompanied by the revision of rate applied to a lower level (depending on your income), but the repayment term is also modified (longer repayment period).
To give you an idea, the repayment period for consolidation tenant credit varies from 10 to 15 years depending on your case with an amount of up to 150,000 euros. Being a tenant, the total monthly rent paid to the owner of the property will be deducted from your ability to repay. So this may be a handicap if you rent a house or apartment price. Another example: if you are hosted free by your family or a third party, the credit agency also calculates, based on an agreed sum in advance and which corresponds to a notional rent to pay, your ability to reimbursement.
To consolidate your loans, you have the right not to change banks. You can ask companies banking intermediaries to resolve all administrative procedures relating thereto. But you can also use the services of banks and brokers who deal mainly with cases redemption credit doing the installation files by refinancing needs of their customers.
