We come today to answer a question about the possibility of applying for a credit redemption when one is unemployed. We believe that given the current economic situation and unemployment figures are rising, this issue and our response so you can interest among many people wishing to buy a credit and being unfortunately unemployed.
The question that we received this week:
I've just been I fired and unemployed. Before my termination I am considering a debt consolidation loan. Due to my new social and professional status, can I apply for a debt consolidation loan
In theory there is no prohibition, however, in practice, if you have no guarantee (stable employment, real estate, ...) it will be very difficult or nearly impossible to find an organization to refinance your credits.
Indeed, having a stable job is a prerequisite in order to obtain a debt consolidation loan.
However if you have a co-borrower who is a permanent contract, you can switch him and offer to be the applicant and you become his co-borrower. You'll have more chance to get this famous purchase of credit you are considering for some time.
